I. Project Summary

in today’s global financial system, payments remain a foundational service that is still expensive, inefficient, and fragmented by region although blockchain technology has long been expected to solve issues such as cross border payments, real time clearing, and inclusive finance, the reality is that most blockchain networks do not meet the requirements of mainstream financial systems in terms of performance, compliance, user experience, or integration complexity the mova public chain is built to become a globally universal intelligent payment and settlement infrastructure , aiming to serve as the core transmission layer of the “internet of value ” mova adopts a high throughput parallel execution architecture , an asynchronous dag consensus algorithm , and is complemented by a modular contract execution environment and a regulation ready gateway design this enables mova to remain decentralized while achieving interoperability and compatibility with existing financial systems compared with traditional blockchains, mova provides clear advantages no mining dependency, non single chain structure each transaction can be confirmed independently, enabling sub second response times native support for asset issuance, gateway integration, and kyc mechanisms , including multi currency and stablecoin settlement modular sdks and standardized apis significantly reduce development and integration cost a collaborative network based on role segmented nodes , enabling multiple business models such as payments, exchange, and agent clearing through mova, users and institutions can build a truly real time, low cost, and highly secure global payment network